Orthopedic knee surgery may be used to treat knee problems that do not respond to other treatments. If you have a condition that may require surgery, you may want to understand the potential costs so that you can plan for them. Below, we will take a look at what influences orthopedic knee surgery costs, as well as how insurance covers knee surgery.
There are two main types of knee surgery: open knee surgery and arthroscopic knee surgery. Open knee surgery is most commonly used to treat more extensive knee problems, such as total knee replacement for arthritis. Arthroscopic surgery is a minimally invasive form of surgery that can be used to treat less extensive knee problems, like meniscus or ligament tears.
It is preferable to use arthroscopic knee surgery whenever possible. Arthroscopic surgery has lower risks and a shorter downtime, making it preferable from the patient's perspective. In addition, arthroscopic surgery usually costs less to perform than open knee surgery.
Each case is unique, and knee surgery can cost different amounts depending on the specifics surrounding an individual case. Some of the factors that influence orthopedic knee surgery costs include:
- How high the local cost of living is
- Whether or not open knee surgery is used
- Whether or not a hospital stay is required
- How long is takes to perform the surgery
- How many resources the surgery takes to perform
- What the individual surgeon's rates are
Insurance covers orthopedic knee surgery costs, because knee surgery is only used in cases where it is medically necessary. Insurance policies vary widely in the terms of their coverage, so that patients may have very different out-of-pocket costs depending on their coverage. If you have a high deductible that you have not yet met, you may pay for a large portion of the surgery on your own. If you have a low deductible or no deductible, you may pay very little out-of-pocket.
Thanks to insurance coverage and the widespread availability of patient financing, the majority of patient are able to afford their orthopedic knee surgery costs without issue. If you're out-of-pocket costs are too high for you to handle all at once, you can use financing to spread out the cost of treatment over a longer period of time. Some financing options include credit cards and third-party health care financing companies.
Dr. Howard Marans would be happy to meet with you about your knee health. To schedule your consultation today, please click below and enter your information or call (714) 979-8981.